As of Nov 11, 2026, OpinionKings traders give a 3% probability that the federal government has taken action to cap the annual interest rate that credit cards can charge before Jan 1, 2027. 2 outcomes · resolves Jan 1, 2028.
1. Winning shares pay out $1.00 each upon market resolution; all others settle at $0.00.
2. Trades execute at the current market price unless a limit order is placed.
3. Limit orders remain active until filled, cancelled, or the market closes.
4. Shares can be sold any time before the market closes.
5. Markets may be suspended or cancelled for ambiguous outcomes.
6. All balances and positions are denominated in USD.
Each outcome settles on its own terms. For “Before 2027”: If the federal government has taken action to cap the annual interest rate that credit cards can charge after Issuance and before Jan 1, 2027, then the market resolves to Yes. The action does not need to be effective in the market's time frame. For example, the passing of a bill between Issuance and before Jan 1, 2027 that imposes a cap, even if the cap is not effective until after Jan 1, 2027, is encompassed by the Payout Criterion. Resolved using The New York Times.
This Politics market on OpinionKings has 2 outcomes. “Before 2027” leads at 3%, unchanged from a week ago. Each price is the probability traders currently assign to that outcome, and it moves as they buy and sell. Trading closes Jan 1, 2028.